1选择题
为培养理财意识，班级计划开展活动。请阅读下面对话，从A、B、C、D四个选项中，选出可以填入空白处的最佳选项。
— What's your plan for the class activity on financial literacy?
— Well, I think we should first invite a speaker ________ knows a lot about saving and investing.
— That's a good idea. And I believe ________ the speaker shares will be very useful for all of us.
— Exactly. We also need to make sure everyone understands ________ important it is to manage pocket money wisely.
- A. who; what; how
- B. that; that; what
- C. which; what; how
- D. who; that; what
答案：A
解析：本题结合日常生活与消费理财情境，综合考查定语从句关系代词、名词性从句中what的用法以及感叹句结构。
第一空：先行词是“a speaker”（指人），关系词在定语从句中作主语，应用who或that。选项A和D均包含who。
第二空：引导主语从句“________ the speaker shares”，从句中动词shares缺少宾语，意为“（分享的）内容”，应用what。选项A和C包含what，但C的第一空which指物，不适用于指人，故排除。
第三空：在宾语从句“________ important it is...”中，句子结构为“it is important to...”，此处需要用how引导感叹句，构成“how important it is...”。选项A和C包含how，但C已被排除。
综上，最佳选项为A。易错点：混淆which（指物）和who（指人）；误用that引导主语从句（that在从句中不作成分，而此处需作宾语）；误用what引导感叹句（what修饰名词，how修饰形容词/副词）。故选A。
2选择题
In daily life, we often hear advice like "If I ________ you, I would start saving money for future emergencies." This sentence uses a subjunctive mood to express a hypothetical situation contrary to fact.
答案：C
解析：本题考查与现在事实相反的虚拟语气结构。在虚拟条件句中，if从句的be动词在任何主语后都应用were，表示与现在事实相反的假设。主句常用would/could/might+动词原形。易错点：受日常口语影响，误用was（选项B）。解析：句意为“如果我是你，我会开始为未来的紧急情况存钱”，这显然是与现实不符的假设，因此if从句需用were。故选C。
3解答题
阅读下面短文，根据短文内容，从短文后的选项中选出能填入空白处的最佳选项。选项中有两项为多余选项。
My cousin, Tom, is very interested in Chinese culture. He often visits museums to learn about history. Last summer, he went to Beijing and visited the Palace Museum. ________ He was amazed by the beauty of the ancient buildings. He said it was a place ________ he could feel the history of China. He also bought some souvenirs for his friends. Now, he is planning his next trip to Xi'an. ________ He believes that traveling is a good way to learn.
- A. where
- B. which
- C. when
- D. why
- E. The museum was built in the 15th century.
- F. He took many photos there.
- G. He wants to see the Terracotta Army.
答案：F, A, G
解析：本题综合考查定语从句关系副词的选用及语篇逻辑衔接。
第一空：根据前文“visited the Palace Museum”和后文“He was amazed...”，此处需要一个承上启下、描述参观行为的句子。选项F“He took many photos there.”符合语境，描述参观时的具体行为，与前后文逻辑连贯。
第二空：先行词是“a place”，定语从句“he could feel the history of China”中，关系词在从句中作地点状语（在那个地方他能感受到...），因此应选用关系副词where。选项A正确。易错点：误选B（which），但which在从句中作主语或宾语，而从句“he could feel the history of China”主谓宾完整，不缺主宾，故排除。
第三空：前文提到“planning his next trip to Xi'an”，后文说“He believes that traveling is a good way to learn.”，此处需要具体说明去西安的目的或期望。选项G“He wants to see the Terracotta Army.”（他想看兵马俑）是西安的典型景点，与语境相符。选项E（博物馆建于15世纪）与上下文（谈论个人旅行计划）关联度不如G紧密。选项C、D与先行词“Xi'an”搭配不当。
综上，正确答案为F, A, G。
4选择题
— How long ________ you ________ (learn) English? — I ________ (start) learning it three years ago.
- A. did; learn; started
- B. have; been learning; started
- C. have; learned; have started
- D. did; start; have learned
答案：B
解析：本题考查现在完成时与一般过去时的辨析。问句中的“How long”询问持续时间，通常与现在完成时（have/has + been doing 或 have/has + done）连用，表示从过去持续到现在的动作。答句中的“three years ago”是明确的过去时间状语，需用一般过去时“started”。A项问句用了一般过去时，与“How long”语境不符；C项答句用了现在完成时，与明确过去时间状语冲突；D项问句时态错误，答句时态也不匹配。B项正确体现了时态区别，问句用现在完成进行时强调学习持续至今，答句用一般过去时说明起点。故选B。
5选择题
It is careless ________ him to leave his wallet on the bus. He should be more careful next time.
答案：B
解析：本题考查“It is + adj. + of/for sb. to do sth.”结构中介词的选择。关键在于判断形容词描述的对象。形容词“careless”描述的是“him”的性格或品质（粗心），而不是“leave his wallet on the bus”这件事的性质。当形容词描述人的品质、特征（如kind, nice, clever, stupid, careful, careless等）时，介词用“of”。A项“for”用于形容词描述事情的性质（如important, difficult）；C项“with”和D项“to”在此结构中不适用。故选B。
6填空题
When managing your personal finances, it is important to keep track of your expenses. Please ________ (look) up the prices of these items online and then ________ (send) the information to my email. Remember, when the object is a pronoun, it must be placed between the verb and the adverb in a phrasal verb.
答案：look; send (to me) / send (to me)
解析：本题考查动词+副词构成的短语动词及宾语位置。第一空：look up意为“查询”，此处为祈使句，动词用原形。第二空：send...to...意为“把...发送给...”。根据题目提示“when the object is a pronoun, it must be placed between the verb and the adverb”，若宾语为代词（如it/them），则必须放在send和to之间，如send it to me。但本题宾语为名词短语“the information”，因此可以写成“send the information to my email”或“send to me this information”（名词宾语可放在副词之后或之前）。结合题目语境“发送信息到我的邮箱”，更自然的表达是“send the information to my email”。但题目要求填写动词短语形式，故答案为look; send (to me)。易错点：误将代词宾语放在短语动词之后（如send to me it），或混淆及物与不及物短语。
7填空题
阅读下面短文，在空白处填入1个适当的单词或括号内单词的正确形式。
With the development of technology, online shopping has become a part of our daily life. Last weekend, my sister decided to buy a new phone. She searched online and found a model she liked. The website said the phone ________ (deliver) within three days. She was so excited and placed the order immediately. However, she later realized that the color she chose was not available. She regretted not checking the details carefully before making the payment. Now, she has to wait for the correct one to arrive.
答案：would be delivered / was to be delivered
解析：本题考查现在进行时表示将来计划与一般将来时的辨析。语境中，网站信息（The website said...）描述的是已安排好的发货计划，属于“按计划/安排将要发生”的动作。根据主句时态（said）的一致性，从句需使用过去将来时。易错点：1. 误填“will be delivered”，忽略主句said的过去时态要求；2. 误填“is delivering”，虽然现在进行时可表将来，但此处需与主句时态呼应，且deliver为非位移动词，使用现在进行时表将来在此语境下不如过去将来时准确。故填would be delivered或was to be delivered。
8解答题
在消费理财的日常对话中，人们常使用特定句型表达观点。请根据括号内的中文提示，完成下面三个句子，并简要说明每个句子中所用语法点的要点。
1. 你推荐的那个应用可以帮助我们记账吗？
Is the app ________ you recommended helpful for us to keep accounts? (关系代词)
2. 为了应对可能的开销，我们应该存一些钱。
We ________ ________ save some money for possible expenses. (情态动词表建议)
3. 我想知道他是否理解了预算计划，这是我们成功的关键。
I wonder ________ he understands the budget plan, ________ is the key to our success. (名词性从句；非限制性定语从句)
答案：1. that/which。此处先行词是“the app”（物），关系代词在定语从句中作宾语，可用that或which，也可以省略。
2. should。情态动词should后接动词原形，表示建议或责任，意为“应该”。
3. whether/if; which。第一空引导宾语从句，表示“是否”，用whether或if；第二空引导非限制性定语从句，指代前面整个主句内容，在从句中作主语，用which。
解析：本题综合考查定语从句关系代词、情态动词should表建议以及名词性从句与非限制性定语从句的用法。
1. 易错点：学生可能误用who（指人）或that在介词后（如for which）的规则，但此处无介词，直接用that/which或省略即可。
2. 易错点：学生可能误用must（语气过强）或can（表能力），should最符合“建议”的语境。注意should后必须接动词原形。
3. 易错点：第一空可能误用that（不表“是否”）；第二空可能误用that（不能引导非限制性定语从句）或as（此处无“正如”之意）。